You can breathe easier with help from us.
Using our insurance is easy and inexpensive.
You have no deductible…
There’s no deductible to meet before we pay benefits, which can help reduce your out-of-pocket expenses.
You can’t be turned down…
You are preapproved for one of these insurance policies, even if you have current dental problems. Plus, there is no age limit, so the coverage can be yours for a lifetime!
Your premium rate has guarantees…
The inexpensive price you pay today is locked in for three years; and it cannot go up because of how many claims you file or if your dental health changes.
You can receive discounted premium rates… Simply sign up to have payments taken automatically from your bank account and receive 51.00 off your premiums every month – that’s 512.00 a year.
You can receive benefits right away… Preventive care benefits can be paid starting on day one, so you can use your insurance as soon as it’s effective. You can collect benefits for basic care after three months and benefits for major care after 12 months.
You have no annual or lifetime maximum on the amount of benefits you can collect…
There’s no annual or lifetime maximum on how much money you can collect… so there are no worries about receiving benefits year after year.
You can choose your dentist…
You can go to any dentist you wish and the benefits paid to you won’t change. If you do choose to use a dentist in our network of 500,000 provider locations, you can save a national average of 36%* on covered services.
Real-life examples of using our insurance.
As soon as you get your coverage, you head to the dentist for a routine checkup. You can collect:
| Plan | Economy Plus | Standard Plus | Preferred Plus |
| Periodic Exam | $34.00 | $39.00 | $44.00 |
| Cleaning | $49.00 | $60.00 | $71.00 |
| X-rays (4 films) | $29.00 | $36.00 | $44.00 |
| Total Benefits: | $112.00 | $135.00 | $159.00 |
After 3 months of coverage, you have two cavities and need a tooth removed. You can collect:
| Plan | Economy Plus | Standard Plus | Preferred Plus |
| Problem-focused Exam | $19.00 | $25.00 | $32.00 |
| Resin Filling (4 surface) | $68.00 | $91.00 | $116.00 |
| Simple Extraction | $35.00 | $47.00 | $60.00 |
| Total Benefits: | $190.00 | $254.00 | $324.00 |
After 12 months of coverage, you need a root canal and a crown. Our dental insurance can pay:
| Plan | Economy Plus | Standard Plus | Preferred Plus |
| Periodic Exam | $34.00 | $39.00 | $44.00 |
| Cleaning | $49.00 | $60.00 | $71.00 |
| X-rays PA (first film) | $8.00 | $11.00 | $14.00 |
| Root Canal | $204.00 | $279.00 | $340.00 |
| Crown Buildup | $46.00 | $62.00 | $78.00 |
| Crown | $302.00 | $401.00 | $501.00 |
| Total Benefits: | $643.00 | $852.00 | $1,048.00 |
| Your total cash benefits would be: |
$945.00 | $1,241.00 | $1,531.00 |
*National averages are subject to change, January 2020. This insurance does not pay more than the amount due.
